The UAE is a top choice for investors, particularly those looking to purchase property in Dubai, Ajman, or other emirates. One significant advantage of property investment in the UAE is the possibility of obtaining a residence visa. For property buyers, the country offers various visa types, providing a path to long-term living and business opportunities in the region.

This guide explores how you can qualify for a UAE residence visa for property owners, the process involved, and key information about terms and benefits. Whether you are aiming for a 10-year residence visa in the UAE or are interested in shorter options, here’s everything you need to know.

What Is a UAE Property Investor Residence Visa?

A UAE property investor residence visa allows non-citizens who purchase property in the UAE to legally reside in the country. It is part of the government’s efforts to attract foreign investment into the real estate market while offering significant benefits in return.



Unlike tourist or business visas, this type of visa offers long-term stability for you and your family, depending on the category of the visa you apply for.

Eligibility Criteria

To qualify for a Dubai property residence visa or any similar visa in other emirates, you need to meet certain criteria:

Minimum Property Value:

For a UAE residence visa property owner, the property you purchase must be worth at least AED 750,000. The property must also be freehold.

Ownership:

The title deed should clearly show your name as the owner. Co-ownership is allowed if each party meets the minimum investment requirement individually.

Eligible Properties:

Residential properties like apartments, villas, or townhouses are usually eligible. Commercial properties are typically not covered under this visa category.

Additional Fees:

Apart from the property purchase price, investors must pay fees for processing their visa application. This includes charges by the Dubai Land Department residence visa office.

10-Year Residence Visa in UAE

For high-value investors, the UAE offers the prestigious 10-year residence visa in UAE. This option is available under the country’s Golden Visa program. To qualify, you need to:

• Invest at least AED 2 million in real estate.
• Own the property outright or through a mortgage approved by a UAE bank.
• Maintain your investment for the full visa term.

This long-term visa is ideal for investors planning to live in the UAE with their families or set up businesses over the next decade.

Other Popular Property Visas in the UAE

Apart from the 10-year residence visa, property buyers in Dubai and other emirates can apply for the following:

3-Year Property Visa:

Available for those purchasing property worth AED 750,000 or more.

Commonly referred to as the Dubai residence visa for property owners.

5-Year Property Visa:

Requires an investment of AED 5 million in real estate.

Properties must be retained for at least three years, with no loans or mortgages.

Each of these options includes residence rights for the investor, their spouse, and children under 18 (or up to 21 for sons studying full-time).

Steps to Apply for a Property Investor Visa in Dubai

1. Purchase the Property: The first step is securing an eligible property, such as through buying property in Dubai residence visa schemes.
2. Obtain a Title Deed: The title deed, issued by the Dubai Land Department (DLD), proves you are the legal owner of the property.
3. Visit the DLD or Ajman Municipality (for Ajman properties): If you’re applying for an Ajman property residence visa, you’ll need to work through Ajman authorities, which have their own procedures.
4. Apply for Visa Pre-Approval: You must provide proof of property ownership, valid ID, and insurance.
5. Submit the Application: File your application at the relevant government office, such as the DLD for Dubai property residence visa programs.
6. Wait for Approval: Once submitted, your application undergoes background checks and is approved within a few weeks if all conditions are met.

Dubai Land Department Residence Visa Services

The Dubai Land Department residence visa program ensures a smooth process for property investors. The department oversees every step, from verifying your title deed to completing the final residency stamp.

You can also use services like:

• Ejasaat platform for online document submission.
• Assistance with renewals and family visa sponsorship.

Investors purchasing multiple properties can combine values to meet the minimum threshold, making it easier to qualify for higher visa categories.

Ajman Property Residence Visa

Ajman offers a quieter, more affordable alternative for real estate investors compared to Dubai. To qualify for an Ajman property residence visa, the requirements are largely similar:

• Minimum property value of AED 750,000.
• Freehold ownership.

Ajman’s rising real estate market makes it attractive for those seeking smaller investments with long-term residence benefits.

Benefits of a Residence Visa Through Property Investment

A residence visa Dubai buying property comes with several advantages, including:

1. Family Sponsorship: Bring your spouse and children to live with you.
2. Banking Access: Open UAE bank accounts and access local financial services.
3. Business Opportunities: Explore investment and business setups in one of the world’s leading economic hubs.
4. Travel Flexibility: Enjoy visa-free or reduced-requirement travel to many countries with a UAE residence.

These benefits make property investment one of the smartest ways to secure long-term residency.

Challenges to Keep in Mind

While investing in UAE real estate is exciting, you should be mindful of potential challenges, such as:

• Additional costs like service charges and DLD fees.
• Restrictive rules on mortgaged properties for residency visa purposes.
• Strict compliance with ownership and investment requirements.

Working with real estate and legal experts is a good idea to avoid common pitfalls and ensure a hassle-free process.

Conclusion

Whether you are interested in the 10-year residence visa in UAE or shorter options, property investment is a reliable way to secure residency. Programs like the Dubai property residence visa or the Ajman property residence visa offer flexibility for investors at various levels.

To begin, decide on your target emirate and investment value. Consult with experts who understand the legal requirements for obtaining a UAE residence visa property owner. Once you’ve completed the process, you can enjoy life in one of the world’s safest and most thriving countries.

With options ranging from a 3-year Dubai residence visa for property owners to longer-term options under the Golden Visa program, there’s something for everyone. Invest wisely, follow the guidelines, and enjoy the benefits of living and investing in the UAE.